FreightToolkit

Amount in Words

Format options

US style omits AND: ONE THOUSAND TWO HUNDRED THIRTY-FOUR. UK style inserts it after the hundreds in the last group: … HUNDRED AND THIRTY-FOUR.

US style omits AND: ONE THOUSAND TWO HUNDRED THIRTY-FOUR. UK style inserts it after the hundreds in the last group: … HUNDRED AND THIRTY-FOUR.

English words —
Chinese capital —

Breakdown

Field Value

Rules that are easy to get wrong

From the figure to the words
The words must match the digits exactly — including the minor unit. A mismatch is a common reason for a bank to return a document.
Minor units that do not exist
JPY, KRW and VND have no minor unit in circulation. Writing "AND CENTS ZERO" is simply wrong; decimals are rounded into the whole amount.
Fixed currency labels
Document convention keeps the plural regardless of value: SAY US DOLLARS ONE ONLY, not US DOLLAR ONE.
Typographic AND
US practice omits AND; UK practice puts it after the hundreds of the final group. Pick the one your bank expects.
No floating point
Amounts are handled as strings and BigInt. Extra decimals round on the third place with a manual carry (9.999 → 10.00), and the minor part is padded back to two digits rather than left empty.

For preparing documents only — confirm the exact wording with your bank or customer.